Gina Landers - Licensed Insurance Agent/Advisor
I am a local Medicare Insurance agent, advocate, and plan specialist. Are you or a loved one currently enrolled in Medicare or about to become eligible? . With so many options available and an inundation of sales calls and mailers, it can be overwhelming to understand which option and/or plan is best for your specific situation. Give me a call; I promise to keep it simple.
Medicare Solutions
Helping eligible individuals find the right plan for their NEEDS.
What You Should
Know about Medicare
Are you turning 65 in the next year or retiring at a later age? Gina can review Medicare basics and costs with you, so you know what to expect. If you are still working, she can compare your current group insurance to your Medicare options so you make the right choice. If you choose to enroll in Medicare, she will then review alternative plans for you as described in the next section.
We Can Help with Your
Plan Review and Options
You have many plans to choose from – let’s find the right one for you! Gina will review your health needs and determine if your current plan meets those needs. Are you receiving the benefits you are entitled to? Is there a plan offering lower drug prices? Are you in need of benefits that your current plan may not offer? She will research your options and complete the process with you.
Do you have both Medicare and Medicaid?
You may qualify for a Special Needs Plan with extra benefits. Are you enrolled with Medicare and receiving Medicaid? Many seniors who qualify for Medicaid are unaware of their eligibility for special Medicare Advantage plans that offer more than those under Medicare and Medicaid. Gina will check your qualifications, compare plans, and help complete the enrollment process with you.
Let's Talk about our
Plans for Veterans
Many plans offer extra benefits beyond VA or Tricare coverage. Gina will work with veterans and their spouses. Are you a veteran enrolled in Medicare Part A and Part B? $0 monthly premium plans are available in many areas, offering you large provider networks with extra benefits such as dental, vision, hearing, fitness memberships, and more. In some areas, plans may include a Part B premium reduction.
Programs for Navigating Prescription Drugs
Medicare Extra Help can lower prescription drug costs, and if you qualify, you may save on other prescription drug related costs. Qualification is based on income and financial resources. Gina can help you apply for Extra Help. This program may also help reduce your monthly Part D prescription premium or Part D deductible penalties. Let’s see if you qualify for programs to reduce your prescription costs.
Indemnity Plans I Dental Vision Plans
Hospital indemnity plans are private, voluntary supplemental policies that pays you a fixed cash benefit if you go to the hospital. It works alongside original Medicare or Medicare Advantage plans to help pay out-of-pocket costs. Gina offers a variety of ancillary plans to enhance your Medicare coverage and lower your out of pocket costs. Plans can include Hospital Indemnity, Cancer Diagnosis, Dental, Vision, and Hearing plans.
Gina Landers
Licensed Insurance Agent/Advisor
Why choose me as your Health Insurance Agent?
As a “local” health insurance agent, I am committed to serving the people of Southern Oregon and bring to you my strong work ethics while offering over 35 years of knowledge, expertise and client services, in the ever-changing and challenging health insurance arena.
Whether your needs are Medicare insurance planning, loss of Employer coverage, in-between jobs, loss of Medicaid, other ancillary coverage such as Hospital Indemnity, Dental, Vision, etc, you can count on me to always do my best to provide the best coverage that fits your needs and budget.
My “get-to-know you-no obligation” approach allows you to learn about your health insurance plan options in a simple format and in a relaxed setting. It’s my favorite part of being a health insurance agent!
